arizona mortgage rates

Choosing the Right Rate and Program

July 1, 2015

There are a lot of different things to consider when selecting a mortgage.  It’s not as easy as “I’ll take the lowest rate today.”  There are things your loan provider should ask you as everyone’s situation is different and their goals in owning a home are different.  You may have done your “homework” and decided […]

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Debt-To-Income Ratio – Part 4

June 25, 2015

On this episode of Arizona Mortgage News: Insider Update, Mike Goblet, of United Mortgage and Financial Group discusses DTI.  DTI is Debt-to-Income Ratio. It has to do with how much money you make versus what your bills are. Pre‑mortgage meltdown, people used to be able to do things like just stated income.  Unfortunately, with the […]

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Forecasting 2014 Mortgage Rates

February 13, 2014

In the last edition of Arizona Mortgage News, local expert Mike Goblet of United Mortgage and Financial Group covered the changes in qualified mortgages.  Today he addresses, among other things, what will happen to rates in 2014. The short answer: rates are going to go up. In this video, Mike will shed light on why, […]

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Allowed Sources Of Down Payment Money On A Home

September 27, 2013

The market is getting much better for those who want to buy a new home.  In this episode of Arizona Mortgage News Insider Update, Mike Goblet of United Mortgage and Financial Group talks about down payments.  He explains all the different sources for down payment income.  It does not just have to be your savings.  […]

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Getting A Mortgage if you have had a Short Sale in the Past

September 10, 2013

Getting a mortgage might be easier than expected even if you had a short sale.  In this episode of Arizona Mortgage News Insider Update, Mike Goblet discusses the various paths a person can take to get the mortgage they are looking for.  Conditions in the mortgage market are changing.  If you are looking to get […]

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Are Closing Costs Really Going Up

August 22, 2013

In this video, Mike Goblet from United Mortgage Financial Group sets the record straight about closing costs. Matt OBrien:  Welcome back to another segment of Arizona Mortgage News, insider update. We have our local expert, Mike Goblet, of United Mortgage and Financial Group. Today, we’re going to talk a little bit about what’s going on […]

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What Rising Mortgage Rates Means to You

July 23, 2013

Matt O’Brien:  …news. We are here with our local expert, Mike Goblet, of United Mortgage and Financial Group. Today, we’re going to talk a little bit about what’s going on in the mortgage rate industry. Unfortunately, rates are up, but that doesn’t mean bad news. Essentially, it means that Mike is going to enlighten us […]

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Can I Refinance with New Low Rates?

April 10, 2013

Matthew OBrien: We are here with Mike Goblet from United Mortgage Financial Group. We’ve been having some interesting discussions, and Mike, you seem to get a question asked of you quite a bit. What is the most popular question that most people have when it comes to mortgages and refinance? Mike Goblet:  Well, particularly here in […]

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Arizona Mortgage News – Insider Update on 3 Key Home Buyer Tips

February 18, 2013

https://www.youtube.com/watch?feature=player_embedded&v=B5V6Cw2aesY Matthew O’Brien: OK, well, today we’re here with Mike Goblet and we’re going to talk a little bit about, essentially, is now a good time to buy a home? Mike. Mike Goblet:  Hey, Matt. How are you? Hey, that’s a great question. Right now, there’s a lot of interest in what’s happening in buying […]

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Explaining Quantitative Easing Three

October 30, 2012

I wanted to discuss the impact of the feds announcement of QE3 or quantitative easing three. In mid‑September, they announced that they were going to start their new round of quantitative easing by actually buying, specifically, mortgage‑backed securities to the tune of 40 billion per month. It’s just an incredible proposition on their point and […]

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