Changes for Mortgages in 2014

February 7, 2014

With “a lot of exciting changes going on in the mortgage industry,” local expert Mike Goblet of United Mortgage and Financial Group discusses what to expect in 2014 in this edition of Arizona Mortgage News. From qualified mortgages resulting from the Dodd‑Frank Bill of 2010 and who will be affected, to loan level adjustments, rate […]

Read the full article →

Is A Bank a Better Choice Than a Mortgage Broker for a Home Loan?

November 14, 2013

In this edition of Arizona Mortgage News with local expert Mike Goblet of United Mortgage and Financial Group, we’re going to talk a little bit about the difference between a mortgage broker and a bank. Which one is a better option for when you’re out there looking for a mortgage? The basic difference between a […]

Read the full article →

What Not To Do … During the Mortgage Process

October 7, 2013

When getting a mortgage, there are plenty of things you should do to keep the process running smoothly.  However, in this episode of Arizona Mortgage News Insider Update, Mike Goblet of United Mortgage and Financial Group discusses what ‘not to do’.  Mike shares tips on credit as well as what you should and should not […]

Read the full article →

Allowed Sources Of Down Payment Money On A Home

September 27, 2013

The market is getting much better for those who want to buy a new home.  In this episode of Arizona Mortgage News Insider Update, Mike Goblet of United Mortgage and Financial Group talks about down payments.  He explains all the different sources for down payment income.  It does not just have to be your savings.  […]

Read the full article →

Getting A Mortgage if you have had a Short Sale in the Past

September 10, 2013

Getting a mortgage might be easier than expected even if you had a short sale.  In this episode of Arizona Mortgage News Insider Update, Mike Goblet discusses the various paths a person can take to get the mortgage they are looking for.  Conditions in the mortgage market are changing.  If you are looking to get […]

Read the full article →

Are Closing Costs Really Going Up

August 22, 2013

In this video, Mike Goblet from United Mortgage Financial Group sets the record straight about closing costs. Matt OBrien:  Welcome back to another segment of Arizona Mortgage News, insider update. We have our local expert, Mike Goblet, of United Mortgage and Financial Group. Today, we’re going to talk a little bit about what’s going on […]

Read the full article →

What Rising Mortgage Rates Means to You

July 23, 2013

Matt O’Brien:  …news. We are here with our local expert, Mike Goblet, of United Mortgage and Financial Group. Today, we’re going to talk a little bit about what’s going on in the mortgage rate industry. Unfortunately, rates are up, but that doesn’t mean bad news. Essentially, it means that Mike is going to enlighten us […]

Read the full article →

Mortgage Rates Are on The Rise!

June 5, 2013

Here with another segment of Arizona Mortgage News with our resident local mortgage expert, Mike Goblet. What’s happening with mortgage rates today? Well, it’s been an exciting few weeks and actually if anybody’s been watching the news they may have even seen the national news broadcast that mortgage rates have crept up and the numbers […]

Read the full article →

How to Avoid Mortgage Insurance

June 3, 2013

Matt O’Brien:  Welcome back to another segment of “Arizona Mortgage News ‑ Insider Update.” We have our local expert, Mike Goblet of United Mortgage and Financial Group. Today is a very interesting topic. Mike would like to share how to avoid mortgage insurance and avoiding it even without putting 20 percent down. Mike, enlighten us […]

Read the full article →

Learn About the Important Changes to FHA

May 15, 2013

Matt OBrien:  Welcome back to another segment of Arizona Mortgage News. We’re here with our resident Arizona expert, Mike Goblet. Today, Mike has an interesting announcement. Sounds like there’s some important changes that are coming our way for FHA loans. Mike, could you enlighten us on this? Mike Goblet:  Yeah, Matt. Last time we talked, […]

Read the full article →

What are the differences between an FHA and a conventional mortgage?

May 8, 2013

Matt O’Brien: Well, welcome back with another segment of Arizona Mortgage News with Mike Goblet. Today’s question is about mortgages. Mike, viewers are asking, what are the differences between an FHA mortgage and a conventional mortgage? Mike Goblet:  Yeah, I think that’s an important question in this new purchase market that we’re in. FHA loans have […]

Read the full article →

Short Sale Rehab

May 1, 2013

Matt O’Brien: OK, well, we’re back with another segment of Arizona Mortgage News, insider tip. Today we’re going to talk about short sale rehab. There are people out there that have done short sales and want to get back in the game and they want to know what their options are. Mike, I know you […]

Read the full article →

How Much Money Down? Part 2

April 24, 2013

Matt O’Brien: We’re back with another segment of Arizona Mortgage News. We’re here with Mike Goblet of United Mortgage and Financial Group. We left off last time. We were talking about how much money to put down when buying a home. Mike, can you help us out with that one? Mike Goblet:  Right, Matt. Last […]

Read the full article →

How Much Money Down? Part 1

April 17, 2013

Matt O’Brien: We’re here with another Arizona Mortgage News Insider Update. I’m here with Mike Goblet. Mike, I know you get a lot of questions every day from people that are looking to get mortgages, either new homes or existing refinancing. What’s the top question of the week that you seem to be getting the […]

Read the full article →

Can I Refinance with New Low Rates?

April 10, 2013

Matthew OBrien: We are here with Mike Goblet from United Mortgage Financial Group. We’ve been having some interesting discussions, and Mike, you seem to get a question asked of you quite a bit. What is the most popular question that most people have when it comes to mortgages and refinance? Mike Goblet:  Well, particularly here in […]

Read the full article →

Arizona Mortgage News – Insider Update on 3 Key Home Buyer Tips

February 18, 2013

https://www.youtube.com/watch?feature=player_embedded&v=B5V6Cw2aesY Matthew O’Brien: OK, well, today we’re here with Mike Goblet and we’re going to talk a little bit about, essentially, is now a good time to buy a home? Mike. Mike Goblet:  Hey, Matt. How are you? Hey, that’s a great question. Right now, there’s a lot of interest in what’s happening in buying […]

Read the full article →

Explaining Quantitative Easing Three

October 30, 2012

I wanted to discuss the impact of the feds announcement of QE3 or quantitative easing three. In mid‑September, they announced that they were going to start their new round of quantitative easing by actually buying, specifically, mortgage‑backed securities to the tune of 40 billion per month. It’s just an incredible proposition on their point and […]

Read the full article →

What is a No Closing Cost Loan

October 23, 2012

I am sure everybody has heard about no closing cost loans and wondered about them. Did you really think that a no closing cost loan means there were no origination fees, there were no title fees, no underwriting fees? The answer is, “Of course not.” Every loan has those items attached to them. The real […]

Read the full article →

Where are Mortgage Rates in Phoenix Headed?

October 31, 2011

1) Where are Rates? On their way up. The EuroZone news that came out that they think they have solved the Greece debt issues has cause the stock market to rise over 500 points in the last 2 days. That sort of positive progression in the stock market almost always has a negative effect on […]

Read the full article →

Rates Hit a New 2011 Lows

June 7, 2011

Because of the bad employment numbers rates ticked down and today hit lows again for the year. 15 year par pricing is 3.5 and a 30 year is 4.25. We are helping lots of borrower right now strategize their mortgage liability by taking advantage of these lows and switching to a 15 year or an […]

Read the full article →

← Previous Entries

Next Entries →